Buyer Screening - Monmouth County, NJ

Qualify buyers to ensure serious offers and successful closings

Not all buyers are created equal in Monmouth County, NJ. As your listing agent serving Monmouth County, Ocean County, and Middlesex County, I thoroughly screen buyers to ensure serious, qualified offers on your property throughout New Jersey. Pre-qualification verification, financial review, and motivation assessment protect your time and ensure successful closings in Marlboro, Manalapan, Freehold, and Holmdel.

Buyer Screening Process - Chris Burns Realtor Monmouth County

✅ Buyer Qualification Scorecard

How Chris Burns evaluates buyer strength (0-100 points) before accepting offers

Comprehensive 8-Point Buyer Evaluation System 1. Financial Strength (25 pts) Pre-approval • Down payment • Reserves 25 Strong = 20-25 pts Weak = 0-10 pts 2. Proof of Funds Verified (20 pts) Bank statements • Asset verification 20 Cash buyer = 20 pts Financed = 10-15 pts 3. Credit & Debt Ratio (15 pts) Credit score • DTI ratio • History 15 750+ score = 15 pts 620-680 = 5-8 pts 4. Contingencies (10 pts) Home sale • Inspection • Financing 3 No contingencies = 10 Must sell home = 0-3 5. Buyer Motivation (10 pts) Timeline • Urgency • Commitment 9 Must move = 9-10 pts Just looking = 0-3 pts 6. Timeline Match (8 pts) Closing date • Flexibility • Needs 8 Perfect match = 8 pts Conflicts = 0-3 pts 7. Agent Quality (7 pts) Experience • Reputation • Reliability 7 Experienced pro = 7 pts New/unknown = 2-4 pts 8. Red Flag Check (5 pts) Issues • Concerns • Warning signs 5 No red flags = 5 pts Multiple issues = 0 pts TOTAL BUYER SCORE: 92/100 ✅ EXCELLENT BUYER Rating: 85-100 = Excellent | 70-84 = Good | 60-69 = Fair | Below 60 = Risky (Reject or Counter)

📊 Example shows ideal buyer profile. Chris Burns only presents offers scoring 70+ to protect your time and ensure closing success.

Pre-Approval Verification

Review mortgage pre-approval letters for buyers in Monmouth County. Verify lender legitimacy and loan amount accuracy throughout New Jersey transactions.

Financial Qualification

Assess buyer financial strength for your Monmouth County property. Down payment funds, debt-to-income ratio, and credit verified throughout New Jersey.

Cash Buyer Verification

Verify proof of funds for cash buyers in Monmouth County. Bank statements and assets confirmed before accepting offers throughout New Jersey.

Motivation Assessment

Understand buyer motivation and timeline in Monmouth County. Serious buyers move quickly and follow through throughout New Jersey markets.

Home Sale Contingency

Review buyer's need to sell current home in Monmouth County. Assess risk and timeline for contingent offers throughout New Jersey.

Agent Communication

Speak with buyer's agent about client in Monmouth County. Professional agents provide honest assessment throughout New Jersey transactions.

Timeline Evaluation

Confirm buyer timeline matches yours in Monmouth County. Closing date preferences and flexibility assessed throughout New Jersey.

Previous Home Purchases

Review buyer's real estate history in Monmouth County. First-time vs experienced buyers have different needs throughout New Jersey.

Red Flag Identification

Identify warning signs early in Monmouth County negotiations. Unrealistic expectations or financing issues flagged throughout New Jersey.

List with an Agent Who Screens Buyers in Monmouth County

Protect your time and ensure serious offers with thorough buyer qualification in New Jersey.

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